A Statewide Healthcare Solution for Minnesota Educators

Right Now,

Minnesota public educators across our state are being priced out of health care. Premiums keep rising, coverage keeps shrinking, and public dollars meant for students are getting swallowed up by big insurance companies.

Education Minnesota is fighting for a statewide health plan that creates one large pool for all public-school employees, instead of having each district fend for themselves. This way, we can eliminate inefficiency, improve stability, and keep more resources in classrooms.

Watch: The Case for a Statewide Health Plan

How a Larger Pool Helps Minnesota

Right now, hundreds of districts are forced to navigate a patchwork of plans, brokers and third-party administrators. The result is unpredictable costs and unnecessary waste, paid for by educators and taxpayers.

Having a larger pool would mean:

More bargaining power to negotiate better value and coverage.

Steadier rates and more predictability from year to year.

Less inefficiency and fewer layers of administration — so more dollars stay in classrooms instead of going to big insurance companies.

Specifics of the Plan

A statewide pool would bring public-school employees together into one plan and set a stronger baseline for affordability.

Create one large pool for all public school employees.
Set minimum employer contributions of 95% for single coverage and 85% for family coverage (local educators could still bargain higher).
Win state support to help address affordability and keep Minnesota competitive for the education profession.

Premiums Up. Coverage Down. We Can Do Better.